Yes, it is technically true that no one can legally remove accurate and timely
information from your credit report. But let's be honest, this is not the total
the truth. There are legal techniques available and consultants can easily earn from $5,000 to $25,000 per month helping consumers with
proven strategies to increasing their credit score. You can offer personal
credit review, credit analysis and recommendations while educating your clients
about their options.
Now here is a fact:
millions of consumers are facing credit problems
more than ever before. They are told to do it yourself, go to free sources and
many times given bad advice. Well consumers are going to these FREE sites
but still do not understand how to solve these issues on their own. You are
reading right, millions are visiting these FREE sites and
reading the available information but still very confused, and having problems
understanding the credit system.
The FREE ADVICE ONLINE IS NOT HELPING MOST
CONSUMERS. THEY ARE MAKING DEVASTATING MISTAKES THAT CAN NOT BE UNDONE.
THEY NEED HELP!!!!
BECOME A BOARD CERTIFIED
CREDIT CONSULTANT: CLICK HERE
Yes, there are scammers out there but certified credit consultants ARE
exempted for this group and
providing high quality and honest credit services to the public everyday.
Now here is the problem: there is a great need for credit assistance but
where can consumers go for help? There has to be an equal balance between this
high demand for service and the ability to find honest help. Well, CCA goal is
to help with this balance.
It is understandable and certainly true that a do-it-yourself approach to
credit repair is the best way to solve your own credit problems. It is also true
that there is nothing that a credit repair agency can do that consumers can not
do themselves. However, there is a learning curve for most Americans and many
consumers are making costly mistakes in the process. Additional problem facing consumers is
not having enough time do all of the paper pushing legwork
and doing it right on their own.
Here is the question: Do you understand the credit system? If not, do you
have the time to learn how to solve your own credit problem? Or, If you already
understand the system, do you still have time to do-it-yourself? If your answer
is No from the above questions, why not hire an honest credit consultant? Maybe I already
know the answer--It's because you don't know who to trust, right?
Well, It is our mission at CCA to self regulate and help consumers find
honest credit consultants that do no harm to consumers and assist them in
reaching their credit goals. One that is credit score conscious a company that
simply dispute negative trade-lines!
When consumers need a fast approach to navigating the system and solving
credit problems, a certified credit consultant (CCC) will be the answer. You
will find honest CCC professionals right here, so look no further. Our trade
association has strong ethical requirements and a totally consumer conscious
policy. Our members will not cheat, lie or mislead the public. Our goal is to
help consumer navigate the system. Yes, they will receive an honest fee for
honest work but they will NOT take your money and run or mislead. Simple, put,
they will tell you the TRUTH!, We will have a complaint center available for
those who violates our rules.
We believe that it is absolutely necessary that consumers are made explicitly aware
that most credit problems information is FREE and readily available. Also that
there is nothing that a credit repair firm can do that they can't do themselves.
However, just like any subject matter, there is a learning curve and many need
assistance. No one should have a problem with a consumer willing to pay for
clarity and a better way to navigate the system. This is what any good
consultant will do in any industry.
BECOME A BOARD CERTIFIED
CREDIT CONSULTANT: CLICK HERE
What is a CCC?
"CCC" is an individual who has received a board Certified Credit Consultant
credential. The CCC credential has come to represent a fundamental
competency and adherence to ethical conduct of the credit restoration
industry. In dealing with a CCC professional, you can be assured that you
are working with a knowledgeable credit consultant who is committed to
providing excellent, legal and honest service.
How do one become a board Certified Credit Consultants?
Applicants must go through an online application process to become a
board Certified Credit Consultant. Once they apply to the program, they must
e-sign a Code of Ethics and Professional Standards and pass a certification
exam to become a CCC. Once they have passed the exam, each CCC must pay
annual dues and go through a recertification process to maintain their CCC
status.
How do I know if my credit consultant is a CCC?
The first step is to check with our online directory on this site. If a
member is certified, there will be a Yes by the word Certified? At the
bottom of this page, you can search by state, the CCCs in your area. This
list is updated in real-time. The next step is to ask to see your
consultant's credentials. If your consultant advertises as a CCC they will
be listed on our site. It is always a good idea to ask your consultant for
their credentials, even if you found their name on our list.
If your consultant is NOT a CCC association member he/she cannot
be held accountable to the CCC Code of Ethics and Professional Practices.
Please note that we are a virtually new trade association and many members
on our list have a great deal of experience who have not taken the exam yet,
as time progress, this issue will resolved itself. Just remember that they
are still members of our association and will abide by our rules.
What if my consultant claims to be a CCC and cannot produce any credentials
to verify?
If your consultant is not on our list and cannot produce any credentials to
verify their status, please contact us at
members@ccasite.org. Please be prepared to provide us
with the consultant's name, the company's name and a contact phone number.
NOTE: It is always a good idea to ensure the company you are
considering to assist you with your credit problems is a member of CCA. If
they are a member, they are required to participate in our Arbitration
program. To check on the membership status of a credit restoration firm
email us.
What if my consultant is a CCC and I have a complaint?
In dealing with a Certified Credit Consultant, you can be assured that if
you have a complaint against your consultant, there exists a forum to
express it. If for some reason you have a complaint against a CCC, use
this
link. Please ensure you describe the situation surrounding the complaint,
the name of the consultant involved and the name of the company involved.
An email is sent to you, the company you are complaining about and one to
our company. Once we receive a complaint it is presented to a Peer Review Group who will
research the complaint and decide on an appropriate action.
BECOME A CERTIFIED
CREDIT CONSULTANT
NOW: CLICK HERE
